Help to Buy in Ireland: how much can you claim?

As of 2026-10-05. Information, not legal, tax or financial advice.

How much can you claim

The Help to Buy incentive for first-time buyers of new homes (and self-builds) refunds the lowest of:

• EUR 30,000
• 10% of the purchase value
• the income tax and DIRT you paid in the 4 tax years before the year of application

It applies where the contract is signed (or, for a self-build, the first drawdown is made) between 23 July 2020 and 31 December 2029.

Example

On a EUR 350,000 new home, 10% is EUR 35,000, so the cap is EUR 30,000. On a EUR 250,000 new home, 10% is EUR 25,000, so the cap is EUR 25,000. In both cases the actual refund can be lower if your tax paid is lower.

Limits of this guide

These figures are an upper bound. Eligibility conditions (first-time buyer status, mortgage or deposit requirements, property conditions) apply and are set by Revenue. Whether the purchase value is VAT-inclusive was not confirmed from the Revenue page.

Get it from the API

• Paid ($0.01 per call, USDC via x402 or MPP): /v1/purchase-cost?price=350000&buyer_type=new_build&first_time=true returns Help to Buy upper bound for your price, with stamp duty, LPT note, indicative fees and mortgage rule checks.
• Free: /v1/stamp-duty, free stamp duty bands and VAT note as JSON (20 calls/day/IP).
• Machine-readable spec: /openapi.json. Docs: /docs.

Sources

• Revenue: how much can you claim

Summarised in our own words from the sources above. Figures can change; confirm with the source before relying on them.